COOKIES POLICY - Last Updated: October 3, 2019
What are cookies
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer or tablet or mobile device if you agree. Cookies contain information that is transferred to your computer’s hard drive. A cookie file is stored in your web browser and allows the Website or a third-party to recognize you and make your next visit easier and the Website more useful to you.
Cookies may be either “persistent cookies’’ or “session cookies’’. A persistent cookie consists of a text file sent by a web server to a web browser, which will be stored by the browser and will remain valid until its set expiry date (unless deleted by the user before the expiry date). A session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies are stored in your browser for not more than thirty (30) days.
Cookies on our Website
We use the following cookies:
- Email newsletters related cookies - This Website offers newsletter or email subscription services and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users.
- Forms related cookies - When you submit data to us through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence.
- Site preferences cookies - In order to provide you with a great experience on this Website we provide the functionality to set your preferences for how this Website runs when you use it. In order to remember your preferences, we need to set cookies so that this information can be called whenever you interact with a page is affected by your preferences.
They track the following data:
- User preferences (theme or color scheme)
- Use session & authentication (to identify which user is logged in)
- Which forms users have filled partially'
Cookies on our Website
Cookies do not contain any information that personally identifies you, but personal information that we store about you may be linked, by us, to the information stored in and obtained from cookies. The cookies used on this Website include those which are strictly necessary cookies for access and navigation, cookies that track usage (performance cookies) and remember your choices (functionality cookies)..
We may use the information we obtain from your use of our cookies for the following purposes:
- to recognize your computer when you visit our Website;
- to retain clients’ email addresses and passwords when they login to our ‘Member’s Area’;
- to track you as you navigate our Website;
- to improve the Website’s usability;
- to analyze the use of our Website - such as how many people visit us each day;
- to analyze business logic;
- in the administration of our Website.
The data is used for the Loyica and our products only and is not shared with third parties.
We use Google Analytics service provided by Google Inc. which is one of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the Website and ways that we can improve your experience. These cookies may track things such as how long you spend on the Website and the pages that you visit so we can continue to produce engaging content.
Although Google Analytics records data such as geographical location, device, internet browser, and operating system, none of this information personally identifies you to us. Google Analytics also records your computer’s IP address which could be used to personally identify you, but Google Analytics does not grant us access to this information. They also help identify any difficulties you have accessing our services, so we can fix any problems.
We also use social media buttons and/or plugins on this Website that allow you to connect with your social network in various ways. For these to work the following social media sites including Facebook, Instagram, LinkedIn, Twitter will set cookies through our Website which may be used to enhance your profile on their sites or contribute to the data they hold for various purposes outlined in their respective privacy policies.
Consent and personal data
You can restrict, block or delete the cookies which are set by any websites by changing your internet browser settings (see your browser Help for how to do this). You can learn how to manage cookies on your web browser by following the Browser Cookies Guide https://privacypolicies.com/blog/browser-cookies-guide/.
Blocking all cookies will, however, have a negative impact upon the usability of many websites. If you block cookies, you may not be able to use certain features on our Website (log on, access content, use search functions).
If you delete cookies relating to this Website, we will not remember things about your visit, including your cookie preferences and you will be treated as a first-time visitor next time you visit the Website.
What are your choices regarding Cookies
Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.
Unfortunately, in most cases, there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this Website. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.
Loyica may periodically amend This Policy for any reason. Please review This Policy periodically. Your continued use of the Website after any such changes constitutes your acceptance of such changes.
Phone: 800-LOYICA (800-569422) or +971-48868716
What information do we collect?
We may collect the Personal Data that you input into our Website and the data automatically generated by your use of our Website. Loyica collects Personal Data that you submit to us including:
- first name;
- last name;
- phone number;
- Loyica information;
- director details;
- IP address (automatically collected);
- web browser type and version (automatically collected);
- operating system (automatically collected).
Purposes of the collection
We collect information about you because:
- you have provided it to us – for example, if you contact us to ask us questions;
- we need it to provide a product or service that you have requested – for example, if you receive support services from us and we handled your complaints;
- you become a registered user;
- you apply for a job with us;
- we need it to carry out administrative functions;
- we need it to comply with our legal obligations; and
- for purposes directly related to the above.
We may directly communicate with the users through e-mail, instant messages, and/or telephone provided to Loyica to ensure the proper service provision and to promote our services. Notices by Loyica may be given either by electronic messages to your registered e-mail address or by a general posting to your home page.
Use of Personal Data
Any Personal Data that we have sourced from readily available public sources or given to us by you will be treated with the utmost care and security. It will not be used in ways to which you have not consented or ways which do not fall in with our stated ‘Reasons/purposes for processing information’ and ‘Type/classes of information processed’ in our entry in the Data Protection Register’.
We will only use the information you provide to us in order to communicate with you about our products and services or for the purpose for which such information was provided. Users may opt-out of receiving mailings from us by clicking the link in the footer of email communications.
We may log communications between you and us for the purposes described earlier in this statement. We may also record telephone calls you make to us for quality and training purposes.
Loyica does not share your Personal Data with third parties. We may use collective identified customer data and statistics for internal analysis and external marketing purposes.
Loyica will maintain user’s records (identifiable information and any transactional or payment information) in accordance with applicable laws and regulations, but no longer than it is necessary for the services provided and other purposes indicated herein.
Under the Data Protection Legislation you may be entitled to the following rights:
- Right to access – the right to request (i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is “manifestly unfounded or excessive”.
- Right to correct – the right to have your Personal Data rectified if it is inaccurate or incomplete
- Right to erase – the right to request that we delete or remove your Personal Data from our system
- Right to restrict our use of your Personal Data – the right to “block” us from using your Personal Data or limit the way in which we can use it.
- Right to data portability – the right to request that we move, copy or transfer your Personal Data
- Right to object – the right to object to our use of your Personal Data including where we use it for legitimate interests.
It is important that the Personal Data we hold about you is accurate and current. Please keep us informed if your Personal Data changes during the period for which we hold it.
Personal Data Protection
We believe we use reasonable administrative, logical, physical, and managerial measures to safeguard your Personal Data against loss, theft, and unauthorized access, use, and modification.
Loyica discloses potentially personally-identifying and Personal Data only to those of its employees, contractors, and affiliated organizations that (i) need to know that information in order to process it on Loyica’s behalf or to provide services available at Loyica’s Website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using the Website, you consent to the transfer of such information to them.
We may hire other companies to perform certain business-related functions such as processing payments and refunds on our behalf. Our payment processing partner may request that you provide certain personal information (e.g., a valid government-issued ID, your legal name, address, and date of birth) for the purpose of making payment through its financial institutions and complying with any applicable laws and regulations. They may also communicate directly with you regarding any issues with a payment. Any information provided to our third-party payment processing partner will be confidential and only be used for intended purposes.
Loyica will not rent or sell potentially personally-identifying and Personal Data to anyone.
Other than to its employees, contractors and affiliated organizations, as described above, Loyica may disclose potentially personally-identifying and Personal Data only in response to a subpoena, court order or other governmental request, or when Loyica believes in good faith that disclosure is reasonably necessary to protect the property or rights of Loyica, third parties or the public at large.
However, the transmission of information via the Internet is never completely secure. Although we will do our best to protect your Personal Data, we cannot guarantee the security of your data transmitted to the Website, any transmission is at your own risk.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
Personal Data Storage
Your Personal Data will be stored and processed in the European Economic Area (“EEA“). Any Personal Data gathered by Loyica in connection with our services may also be transferred to, processed, and stored outside the EEA in countries where data protection laws may be less protective than the legislation where you live. This may happen when facilities belonging to Loyica or one of our service providers are located in a country outside of the European Economic Area or in a country that is not the party to the Convention for the Protection of Individuals with regard to Automatic Processing of Personal Data (1981).
We store all the data on MongoDB Databases, service provided by “Scale grid” (https://scalegrid.io/dpa.html) and “Mongo Atlas” (https://www.mongodb.com/cloud/compliance/gdpr).
Links to and from our Website
Our Website may, from time to time, contain links to and from the websites of our partners and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
Special Limits on Our Use of Your Google User Data
Our Platform enables you to read, create and modify messages in your Gmail account. In order to provide you with this service, we obtain, process and store a copy of the Google user data contained in or associated with messages in your Gmail account, such as the email addresses of persons to whom you send or from whom you receive messages in your Gmail account, electronic copies of the files attached to those messages, and the contents of those messages. We refer to the Google user data described in the immediately preceding paragraph as “Google User Data.” Google User Data is subject to the additional limitations on its use, transfer, and accessibility set forth below:
- We will use Google User Data only to provide or improve user-facing features of the Services that are prominent in the Services’ user interface.
- We will never, under any circumstances, transfer Google User Data to unaffiliated third parties.
- We will not use or transfer your Google User Data for serving ads, including retargeting, personalized or interest-based advertising.
- We will not allow humans to read your Google User Data unless:
- We have first obtained your affirmative agreement for specific messages;
- It is necessary for security purposes (such as investigating a bug or abuse);
- It is necessary to comply with applicable law; or
- Our use is limited to internal operations and the data (including derivations) have been aggregated and anonymized.
Any inquiries regarding the Personal Data provided, including the requests for access to, correction, or removal of your Personal Data, should be addressed to our data protection officer at
Phone: 800-LOYICA (800-569422) or +971-48868716
Loyica does not provide any guaranteed response time but will make in good faith the effort to answer your questions within five (5) business days.
Acceptance of Terms
The Website and any products or services available on or via the Website are intended solely for individuals who are eighteen (18) years of age or older. If you are not yet 18 or are accessing this Website from any country where this material is prohibited, please exit now as you do not have proper authorization and your continued use of the Website will be in violation of these Terms.
If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity and its affiliates to these Terms, in which case the term “you” or “your” shall refer to such entity and its affiliates. If you don’t have such authority, or if you do not agree with these Terms, you must not accept these Terms and may not use the Website.
Your use of the Website
This Website and all its contents are intended solely for personal, non-commercial use. You may download, copy and print selected portions of the contents and other downloadable materials displayed on this Website for your personal, non-commercial use only, and provided that you maintain all copyright and other notices contained on the Website or in the contents. Except as noted above, you may not reproduce, copy, publish, transmit, distribute, display, modify, post, download, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the contents, this Website or any related software in any form or by any means. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this Website is strictly prohibited.
As a condition of use, you promise not to use the Website for any purpose that is unlawful or prohibited by these Terms or any applicable law, or any other purpose not reasonably intended by the Company.
Additionally, you agree that you will not in whole or in part:
- use or access the Website in a manner that: (a) violates any applicable laws; (b) violates the rights of any third party; (c) purports to subject the Company to any other obligations; or (d) for any purpose not specifically permitted in these Terms;
- rent, lease, sell, resell, loan, assign, sublicense, license, copy, distribute or otherwise commercially exploit, or otherwise transfer rights to use the Website or its content;
- cause or permit decompilation, reverse assembly, reverse engineering or otherwise attempt to discover the source code of all or any portion of the Website or the Company’s Intellectual Property;
- access or use the Website in order to (a) build a competitive product or service, (b) build a product using similar ideas, features, functions or graphics of the Website, or (c) copy any ideas, features, functions or graphics of the Website and Company’s Intellectual Property or modify, adapt, translate, or otherwise create derivative works based upon the Website;
- take any action that imposes or may impose in our sole discretion an unreasonable or disproportionately large load on our infrastructure. You must not attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
- interfere or attempt to interfere with the proper working of the Website or any activities conducted on the Website. You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful.
- bypass any measures the Company may use to prevent or restrict access to the Website. You must not attempt to gain unauthorized access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website.
- delete, fail to reproduce or modify any patent, copyright, trademark or other proprietary rights notices, legends, or labels which appear on the Website.
Accounts, Passwords and Security
Certain products or services offered on or through our Website may require you to register an account with us. You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential.
You agree to notify Company immediately of any unauthorized access or use of your account or password, or any other breach of security.
You may not use anyone else’s login, password or account at any time without the express permission and consent of the holder of that account. Loyica cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
Unless otherwise noted, all materials, including images, text, illustrations, designs, music clips, downloads, icons, photographs, programs, video clips and written and other materials that are part of this Website (collectively, the "Contents") are subject to intellectual property rights, including without in any way limiting the generality of the foregoing, copyrights and trademarks, owned by or licensed to the Company or its respective affiliates, and are protected by European, U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this Website is the exclusive property of the Company and is also protected by European, U.S., and international copyright laws.
Permission to use the Contents is granted, provided that (1) the above copyright notice appears on all copies; (2) use of the information is for informational and non-commercial or personal use only; (3) the information is not modified in any way; and (4) no graphics available from this Website are used separate from accompanying text.
You agree not to circumvent, disable or otherwise interfere with security-related features of the Website or features that prevent or restrict use or copying of any Contents or enforce limitations on use of the Website or the Contents therein.
We reserve the right to modify the contents of this Website at any time, but we have no obligation to update any information on the Website.
For all reviews, comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to the Company on or through this Website, by e-mail or telephone, or otherwise disclosed, submitted or offered in connection with your use of this Website (collectively, the "Comments") you grant the Company a perpetual, royalty-free, irrevocable, transferable, unrestricted, sub-licensable right and license to use the Comments however the Company desires, including without limitation, to use, copy, reproduce, disclose, modify, delete in its entirety, adapt, publish, display, translate, create derivative works from and/or distribute such Comments and/or incorporate such Comments into any form, medium or technology throughout the world and for any purpose without restriction and without compensating you in any way. You hereby waive all your moral rights in the Comments for the benefit of the Company and its successors, assigns and licensees.
For this reason, we ask that you not send us any Comments that you do not wish to license to us as described above, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork. You grant the Company the right to use the name that you submit in connection with any Comments. You agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of any Comments you submit. You are and shall remain solely responsible for the content of any Comments you make and you agree to indemnify the Company and its affiliates for all claims resulting from or relating to any Comments you submit.
The Company (or its licensors) shall retain all Intellectual Property rights in and to all of the Company’s business, information, technology and other proprietary materials, including but not limited to the Website and the products/services, (including but not limited to all software, concepts, methodologies, techniques, models, templates, algorithms, trade secrets, processes, information, materials, source codes, structure, sequence, organization, "look and feel", images, text, graphics, illustrations, data and know-how contained therein, all modifications, alterations, updates, upgrades, and enhancements thereof, all documentation and manuals related thereto and all other aspects of such technology or product) or any derivatives thereof, the name “LOYICA” or any derivatives thereof, and any other names and logos and all related product and service names, design marks and slogans, trademarks (whether registered or not) which are owned or controlled by the Company and made available to you through the Website or otherwise (“Intellectual Property”).
Except as specified herein, you do not acquire any rights, express or implied, in the Website, including all upgrades, modifications, new versions and releases and have no right to commercialize or transfer the Website, in whole or in part. No license, right or Intellectual Property Right in any Company’s trademark, trade name or service mark is granted pursuant to these Terms.
Third Party Materials and Links
The Website may display, include or make available content, data, information, applications or materials from third parties (“Third Party Materials”) or provide links to certain third-party websites. By accessing or using the Website, You acknowledge and agree that the Company is not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect of such Third Party Materials or websites. The Company doesn’t warrant or endorse such Third Party Materials and the Company doesn’t assume, and will not have, any liability or responsibility to you or any other person for any third-party services, Third Party Materials or websites, or for any other materials, products, or services of third parties. Third-Party Materials and links to other websites are provided solely as a convenience to you and do not in any way constitute or imply the Company’s endorsement, sponsorship or recommendation of the third party, information, product or service.
The Company makes no representation that such Services and Third Party Materials are appropriate or available for use on any particular location. To the extent you choose to access such Services or Third Party Materials, you do so at your own initiative and are responsible for compliance with any applicable law, including but not limited to applicable local laws.
Privacy and Security
WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE WITH RESPECT TO THE INFORMATION OR CONTENT POSTED ON THIS WEBSITE. TO THE MAXIMUM EXTENT PERMISSIBLE BY APPLICABLE LAW, WE HEREBY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, CREATED BY LAW, CONTRACT OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES OF ANY KIND OR NATURE, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL (INCLUDING LOSS OF PROFIT) CONSEQUENTIAL OR INCIDENTAL DAMAGES ARISING FROM OR IN CONNECTION WITH THE EXISTENCE OR USE OF THIS WEBSITE AND/OR THE INFORMATION OR CONTENT POSTED ON THIS WEBSITE, REGARDLESS OF WHETHER WE HAVE BEEN ADVISED AS TO THE POSSIBILITY OF SUCH DAMAGES.
THIS WEBSITE, THE CONTENTS AND THE PRODUCTS AND SERVICES PROVIDED ON OR AVAILABLE THROUGH THIS WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS. IN NO EVENT SHALL THE COMPANY, OR ITS SUBSIDIARIES, AFFILIATES, VENDORS, OR THEIR RESPECTIVE DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE, THE SITE CONTENT, ANY MATERIALS, PRODUCTS OR SERVICES PROVIDED ON OR THROUGH THIS WEBSITE OR ANY LINKED SITE, INCLUDING ANY SPECIAL, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, LOST PROFITS OR DAMAGES RESULTING FROM DELAY, INTERRUPTION IN SERVICE, VIRUSES, DELETION OF FILES OR ELECTRONIC COMMUNICATIONS, OR ERRORS, OMISSIONS OR OTHER INACCURACIES IN THIS WEBSITE OR THE CONTENTS, WHETHER OR NOT THERE IS NEGLIGENCE BY THE COMPANY AND WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.
THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LEGAL WARRANTIES AND THE EXCLUSION OR LIMITATION OF REPRESENTATIONS MADE CONCERNING GOODS OR SERVICES, SO SOME OR ALL OF THE EXCLUSIONS OR LIMITATIONS IN THIS PROVISION MAY NOT APPLY TO YOU. THIS DISCLAIMER CONSTITUTES AN ESSENTIAL PART OF THESE TERMS. THE ABOVE DISCLAIMERS SHALL SURVIVE THE TERMINATION OF THESE TERMS OR YOUR RIGHT TO USE THIS WEBSITE.
LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL COMPANY AND ITS AFFILIATES AND THEIR RESPECTIVE EMPLOYEES, DIRECTORS, OFFICERS, MANDATARIES, AGENTS, VENDORS, LICENSORS OR SUPPLIERS BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL LOSSES OR DAMAGES OF ANY NATURE, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, LOSS OF USE, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, ARISING OUT OF OR IN CONNECTION WITH THIS WEBSITE INCLUDING, WITHOUT LIMITATION, (1) THE USE OF OR INABILITY TO USE THIS WEBSITE; (2) ANY CONTENTS OR MATERIALS DOWNLOADED FROM THIS WEBSITE, AND ANY LINKS PROVIDED ON THIS WEBSITE; (3) ANY INACCURACY, ERROR OR OMISSION IN RELATION WITH THE TIPS, ADVICE, GUIDES AND OTHER INFORMATION CONTAINED ON THIS WEBSITE OR IN RELATION WITH ANY DELAY IN THEIR TRANSMISSION OR DELIVERY, (4) ANY WORK INITIATED BY YOU AND BASED ON THE DIRECTIONS CONTAINED ON THIS WEBSITE OR RESULTING DIRECTLY OR INDIRECTLY FROM THE USE OF THE INFORMATION CONTAINED ON THIS WEBSITE; (5) ANY TRANSACTION CONDUCTED ON THIS WEBSITE; AND (6) ANY UNAUTHORIZED ACCESS TO OR ALTERNATION OF YOUR DATA, EVEN IF AN AUTHORIZED REPRESENTATIVE OF THE COMPANY HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.
THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY OR OF CERTAIN DAMAGES, SOME OR ALL OF THE EXCLUSIONS OR LIMITATIONS IN THIS PROVISION MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY THE APPLICABLE LAW. THE ABOVE LIMITATION OF LIABILITY SHALL SURVIVE THE TERMINATION OF THESE TERMS OR YOUR RIGHT TO USE THIS WEBSITE. If you are dissatisfied with the Website, or These Terms, your only remedy under These Terms shall be to discontinue use of the Website. ') }}
You (and also any third party for or on behalf of whom you operate an account or activity on the Website) agree to defend (at our request), indemnify and hold us harmless from and against any claims, liabilities, damages, losses and expenses, including, without limitation, reasonable legal and attorneys’ fees and costs, arising out of or in any way connected with any of the following (including as a result of your direct activities on the Website or those conducted on your behalf):
- your uploads, access to or use of the Website;
- your breach or alleged breach of These Terms;
- your violation of any third-party right, including, without limitation, any intellectual property right, publicity, confidentiality, property or privacy right;
- your violation of any laws, rules, regulations, codes, statutes, ordinances or orders of any governmental and quasi-governmental authorities, including, without limitation, all regulatory, administrative and legislative authorities; or
- any misrepresentation made by you.
You will cooperate as fully required by us in the defense of any claim. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you will not, in any event, settle any claim without our prior written consent. This provision shall survive the termination of these Terms and remain in full force and effect.
We reserve the right at all times to edit, refuse to post, or to remove from the Website any information or materials for any reason whatsoever, and to disclose any information we deem appropriate to satisfy any obligation we may have under applicable laws, regulatory requirements, legal processes, or to satisfy any request of the police, government or any regulatory body.
We reserve the right to suspend access to all or part of the Website for any reason, including for business or operational reasons, such as improving the appearance or functionality of the Website, content updates, periodic maintenance, or to resolve any issues that we become aware of. Wherever we anticipate that we need to suspend access to the Website for a considerable period of time, we will try to provide you with prior notice where reasonably practicable.
Section headings are inserted for convenience only and shall not affect the interpretation of these Terms.
If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.
You may not assign, transfer or sub-contract any of your rights under these Terms. We may assign, transfer or sub-contract all or any of our rights at any time without notice or your consent.
Any failure or delay by us in enforcing any right, power or remedy under these Terms or applicable law shall not be deemed to be a waiver thereof unless made in writing by us.
These Terms, including any legal documents contained on this Website, constitute the entire agreement as to your use of and our provision of the access to the Website and supersedes and extinguishes all previous communications, representations (other than fraudulent misrepresentations) and arrangements, whether written or oral.
You acknowledge that you have placed no reliance on any representation made but not set out expressly in these Terms.
These Terms shall be subject to the laws of England and Wales and the parties shall submit to the non-exclusive jurisdiction of the English courts. For any dispute, you have with Company, you agree to first contact us at firstname.lastname@example.org, email@example.com and attempt to resolve the dispute informally.
We may provide notifications to you via email notice, or through posting of such notice on the Website, as determined in our sole discretion. We reserve the right to determine the form and means of providing notifications, provided that you may opt-out of certain means of notification as described in these Terms. We are not responsible for any automatic filtering you or your network provider may apply to email notifications we send to the email address you provide us.
Should You have any questions, complaints, or claims with respect to the Website and These Terms, please contact:
Phone: 800-LOYICA or 800-569422 or +971-48868716
We do not provide any guaranteed response time but we will make good faith and effort to answer questions within five (5) business days.
Systems Billing Policy - Last Updated: October 3, 2019
This Systems Billing Policy (“These Policy”) governs the payment process for Loyica Systems Services and Products available through the website https://www.loyica.com/ (“Website”) between you (referred to herein as “you”, “your” or “user”) and Loyica Technology (Sole Establishment), with its registered address at 43-45 Hexub Center 18th Floor, One by Omniyat, Business Bay, Dubai, United Arab Emirates (referred to herein as “Loyica” or “we”).
When you register for Loyica Systems Services and Products as described in Systems Terms & Conditions, you agree to pay and take responsibility for all charges made in accordance with your plan, Systems Terms & Conditions, and This Policy. If you are entering into This Policy on behalf of a Loyica or other legal entity, you represent that you have the authority to bind such entity and its affiliates to This Policy, in which case the term “you” or “your” shall refer to such entity and its affiliates.
Only you may create, edit, or cancel your subscription and it must be performed inside your account. We are unable to do any of these for you. Asking us by phone, chat, email, or helpdesk does not constitute a change or order.
Our monthly plans are month-to-month subscriptions with no contract. Monthly plans renew at the end of each billing cycle. To see the amount and date of your next payment, log-in to your account. In order to avoid future charges, the cancellation form must be filled out before your next bill date.
We will send you an invoice and a link for payment once you make a subscription in each billing month. Invoices are due within five (5) business days upon receipt.
You may request thirty (30) days' free trial period. If your trial ends and you have not subscribed, your account will be suspended. After sixty (60) days, your account will be automatically deactivated.
Notifications will be emailed on the 1st, 8th, 17th and 25th day of payment being past due. Accounts that remain past due will be suspended after sixty (60) days and be subject to automatic deactivation and deletion ninety (90) days after the payment due date.
To officially cancel your Loyica Systems Services and Products subscription, please contact us at firstname.lastname@example.org or do the following steps:
1. Go to the Product’s admin portal
2. Click on Billing section
3. Select Product to cancel subscription
4. Click on Cancel Subscription
In order to avoid future charges, the cancellation form must be filled out thirty (30) days in advance.
You will have the option for our services to run until the end of your billing cycle or cancel our services immediately.
Should you find faults in our service anytime during the first month of usage, we would like to offer you choices to address your issue:
1. We will provide you with full support to resolve your concerns. We will come up with a solution to fix your issues as soon as possible;
2. However, if you are completely dissatisfied with our service, we will gladly offer you a full refund for your purchase. We do not coerce you to provide the reason, but we will be grateful if you would let us know why as this will help us better understand our customers need and expectations. ') }}
If Loyica is unable to bill your credit card on file, you will have a thirty (30) day grace period to update your billing. If your method of payment is not updated within this time frame, your account will automatically be deactivated.
Accounts that have been terminated due to failed payment may be reactivated if valid payment information is updated and we can successfully charge the card for all debits made on the account since the failed charge.
Risk of Loss
As a current or prior client of the Loyica, you agree to allow the Loyica to attempt settlement of any billing dispute for thirty (30) days before disputing with any third party, credit card Loyica or bank. The Loyica simply requires that it be the first option in billing disputes. If you want to dispute any payment please contact us at email@example.com.
Loyica may periodically amend This Policy for any reason. Please review This Policy periodically. Your continued use of the Website after any such changes constitutes your acceptance of such changes.
Loyica is not responsible for any automatic filtering you or your network provider may apply to email notifications we send to the email address you provide us.
Should you have any questions, complaints, or claims with respect to the payments and this Policy, please contact:
Phone: 800-LOYICA or 800-569422 or +971-488 68716